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Housing is unaffordable. Every major city looks the same, prices climbing year after year while wages stay flat, and an entire generation locked out of ever owning a home. The usual answer is “just build more housing.” That’s part of it, but it barely scratches the surface…
The real problem starts with a single idea: that your home is an investment. Once a society accepts that, everything else falls into place. If homes are investments, prices have to keep going up. And if prices have to keep going up, then voters, politicians and whole economies become addicted to keeping them high. That one belief kicks off a chain of policy decisions that look completely irrational on their own, until you understand the incentive driving them.
In this video we break down the 7 deadly sins of housing policy: the zoning rules, the tax structures, the foreign capital, the government backstops and the eventual bailouts that quietly keep the entire system inflated. Most of these never come up when people argue about affordability, which is exactly why those arguments go nowhere.
The uncomfortable part is who actually pays for it. These policies exist to protect the people who already own. The ones who get crushed are the young, usually the same people voting for the politicians keeping the whole machine running.
00:00 – Intro
01:08 – Your House Is An Investment
02:33 – Restrictive Zoning
04:48 – Low Taxes On Housing
10:28 – Tax The Workers
12:36 – Foreign Buyers
15:45 – Daddy Government
19:00 – Government Bail-Out
Includes music by Tom Fox – tomfox.site
source
quanto custa comprar um site , Why Housing Is The World’s Biggest Ponzi Scheme
